Legal notice

§1. About the service

The website available at tradestarters.com is operated by:

• Name: TradeStarters.com
• Contact: info@tradestarters.com
• Jurisdiction: South Africa

§2. Nature of the service — educational statement

1. TradeStarters.com runs an education programme on how financial markets work, in particular the stock market, with a focus on issues relevant to South African investors (e.g. JSE, FSCA, rand, local regulation).
2. The operator is not:
   • an authorised financial services provider (FSP) in the sense of the South African Financial Advisory and Intermediary Services Act (FAIS);
   • a licensed broker or exchange;
   • an investment adviser as defined in the South African Financial Advisory and Intermediary Services Act (FAIS);
   • an entity holding an FSCA licence for investment advice or portfolio management.
3. The operator does not provide:
   • investment advice (as defined in FAIS);
   • portfolio management;
   • intermediation in financial instruments;
   • recommendations as defined by FSCA rules.

§3. Investment risk warning

In particular you should be aware of:

• Market risk — prices move with macroeconomic, political and sector factors.
• Liquidity risk — you may not be able to close a position at the desired price.
• Currency risk — for investments in foreign currencies (e.g. ZAR vs USD), exchange rate moves can affect returns.
• Leverage risk — leveraged products (e.g. CFDs) can lead to losses greater than your initial capital.
• Regulatory risk — changes in law (including South African and FSCA rules) can affect how you invest and the value of instruments.

Before making any investment decision we recommend consulting an FSCA-licensed financial adviser who can assess your personal situation, goals and risk tolerance.

§4. Cooperation with brokers

1. As part of the education programme, the operator may work with brokers regulated by the FSCA (Financial Sector Conduct Authority), such as Naga Trading. The operator may refer you to an FSCA-regulated broker for account opening and to claim a welcome bonus.
2. The operator may receive remuneration (e.g. referral fees) from a broker. This does not change the educational nature of the content; users should be aware of it.
3. The operator has no influence over your investment decisions or over how the broker provides its services.
4. Details about the broker, including terms, fees and commissions, are available from the broker and its regulatory documentation.

§5. Role of the mentor

1. The mentor assigned in the education programme has an educational role — they explain how the market works, discuss market conditions and explain concepts from technical and fundamental analysis.
2. The mentor is not an FSCA-licensed financial adviser and is not authorised to give investment advice.
3. What the mentor shares does not amount to individual recommendations to buy, sell or hold any financial instruments.
4. The mentor is not responsible for investment decisions you make.

§6. Disclaimer of liability for content

1. The operator endeavours to ensure that content published on the site and in the programme is accurate, up to date and based on publicly available market data.
2. The operator does not guarantee completeness, accuracy or suitability of the information for any particular investment decision or outcome.
3. The operator is not liable for any loss (including financial) arising from your use of the site or the education programme.

§7. External links

The site may contain links to third-party sites (e.g. brokers, the FSCA). The operator is not responsible for the content or practices of those sites. Use them at your own risk.

§8. Intellectual property

All content on the site (text, graphics, logos, layout, etc.) is the intellectual property of the operator and is protected by applicable law. You may not copy, reproduce, modify or use it commercially without written permission.

§9. Regulation and supervision

The operator’s educational activity is not directly supervised by the FSCA, as the operator does not provide investment advice, portfolio management or intermediation in financial instruments. Any broker we refer you to is FSCA-regulated. You can check a broker’s status on the FSCA’s public register.

§10. Governing law

This legal notice is governed by the laws of South Africa. Disputes will be resolved in the courts of South Africa, with due regard for consumer jurisdiction rules where applicable.

§11. Contact

For questions about this legal notice:

• Email: info@tradestarters.com